There is a newer version of the Revised Code of Washington
2013 Revised Code of Washington
Title 19 - BUSINESS REGULATIONS — MISCELLANEOUS
19.146 Mortgage broker practices act.
- 19.146.005 Findings and declaration.
- 19.146.010 Definitions.
- 19.146.020 Exemptions from chapter.
- 19.146.0201 Loan originator, mortgage broker -- Prohibitions -- Requirements.
- 19.146.030 Written disclosure of fees and costs -- Rules -- Contents -- Lock-in agreement terms -- Excess fees limited.
- 19.146.040 Written contract required -- Contract entered by loan originator binding on mortgage broker -- Written correspondent or loan broker agreement required.
- 19.146.050 Moneys for third-party provider services deemed in trust -- Deposit of moneys in trust account -- Use of trust account -- Rules -- Tax treatment.
- 19.146.060 Accounting requirements.
- 19.146.070 Fee, commission, or compensation -- When permitted.
- 19.146.080 Borrowers unable to obtain loans -- Mortgage broker to provide copies of certain documents -- Conditions -- Exceptions.
- 19.146.085 Duties -- Generally.
- 19.146.095 Fiduciary duties.
- 19.146.100 Violations of chapter -- Application of consumer protection act.
- 19.146.103 Financial interest in a mortgage broker -- Prohibited practices.
- 19.146.110 Criminal penalty.
- 19.146.200 Mortgage broker or loan originator -- License required -- Suit or action for collection of compensation -- Designated broker required.
- 19.146.205 License -- Application -- Applicant to furnish information establishing identity -- Background check -- Fee -- Bond or alternative.
- 19.146.210 License -- Requirements for issuance -- Denial -- Validity -- Surrender -- Interim license -- Rules.
- 19.146.215 Continuing education -- Rules.
- 19.146.218 Informal settlement of complaints or enforcement actions -- Director's discretion.
- 19.146.220 Director -- Powers and duties -- Violations as separate violations -- Rules.
- 19.146.221 Action by director -- Hearing -- Sanction.
- 19.146.223 Director -- Administration and interpretation.
- 19.146.225 Director -- Rule-making powers.
- 19.146.226 Director -- Licensing rules and interim procedures.
- 19.146.227 Cease and desist order -- Action to enjoin and enforce.
- 19.146.228 Fees -- Exception.
- 19.146.230 Administrative procedure act application.
- 19.146.233 Subpoena authority -- Application -- Contents -- Notice -- Fees.
- 19.146.235 Director's authority to conduct investigations and examinations -- Rules -- Penalty.
- 19.146.237 Director -- Powers under chapter 19.144 RCW.
- 19.146.240 Violations -- Claims against bond or alternative.
- 19.146.245 Violations -- Liability.
- 19.146.250 Authority restricted to person named in license -- Exceptions.
- 19.146.260 Registered agent for brokers without physical office in state -- Venue.
- 19.146.265 Branch offices -- Fee -- Licenses -- Rules.
- 19.146.290 Licensee to provide director with annual report of mortgage broker activity.
- 19.146.300 Loan originator license--Application -- Applicant to furnish information establishing identification -- Background check -- Fees -- Rules.
- 19.146.310 Loan originator license -- Requirements for issuance -- Denial -- Validity -- Expiration -- Surrender -- Interim license.
- 19.146.320 Loan originator license -- Not assignable.
- 19.146.325 Loan originator license -- Test.
- 19.146.330 Loan originator -- Limit on applications taken.
- 19.146.340 Loan originator applicants.
- 19.146.350 Loan originators -- Continuing education -- Requirements.
- 19.146.353 Residential mortgage loan modification services -- Written fee agreement -- Limitation on fees -- Rules.
- 19.146.355 Third-party residential mortgage loan modification services providers -- Duties -- Restrictions.
- 19.146.357 Mortgage loan originator -- License required -- Nationwide mortgage licensing system and registry.
- 19.146.360 Director's duty -- Process to challenge information -- Nationwide mortgage licensing system and registry.
- 19.146.370 Disclosure of information -- Privilege -- Confidentiality -- Exceptions.
- 19.146.380 Director's authority to contract -- Records and fees.
- 19.146.390 Mortgage brokers -- Licensing system and registry reports of condition.
- 19.146.400 Director's authority -- Violation and enforcement reporting.
- 19.146.900 Short title.
- 19.146.901 Severability -- 1987 c 391.
- 19.146.902 Severability -- 1994 c 33.
- 19.146.903 Effective dates -- 1994 c 33.
- 19.146.904 Implementation of act -- 2006 c 19.
- 19.146.905 Effective date -- 2006 c 19.
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